KeyBis Realty
 
 
Buyer's Resources
General

BEFORE ALL ELSE - Get Pre-Approved for a Home Loan
Danny Rudick of Midwest Lending Corporation is located in Plymouth and can be reached directly at 763-201-0018 or 1-888-333-8075. Danny has numerous lending resources, is customer oriented, and from my experience, will be a delight to work with. It is important to have an experienced professional working for you that will help secure a mortgage based on your financial needs. Be sure and tell him you found him on my website.
http://www.midwestlendingcorp.com/

Checklist for Buying a House
One of the most important things you can do is to make yourself a checklist as you search for, find, and buy a home. If you don't know where to start or are a first-time homebuyer, give me a call because I have step by step instructions that will help you through the process from beginning to end -- hassle free and stress free. Promise!
http://www.ourfamilyplace.com/homebuyer/checklist.html

Do you need Flood Insurance?
This site a government site - Federal Emergency Management Agency (FEMA) that among other sources, manages the Federal Flood Insurance Program. Find out if you are located on a floodplain and need flood insurance when you buy your next home.
http://www.fema.gov/fhm/

Home Warranty
If something is going to break, it usually will be within the first few months of a home purchase because the new owners have a different use pattern. Have peace of mind with a home warranty plan. If one was not purchased when buying the home, it is still possible to get a plan. Give First American a call.
http://homewarranty.firstam.com/

Homeowner's Insurance
This site will link consumers to qualified insurance agents. Use it as a POTENTIAL resource for homeowner's insurance as it can be researched online 24/7. As homeowner's insurance is higher now, it is important to check several resources. My recomendation is to ALSO contact an "independent" insurance agent (independents typically represent several insurance companies) AND your automobile insurange agent because sometimes you might get a break on your homeowner's policy if you have home and auto coverages together. Proof of insurance is required by the lender in order to close on the purchase of your new home.
http://https://www.allquotesinsurance.com/master.cfm?Source=~GGLAE01b

HUD - Housing & Urban Development
This is an excellent resource for questions and answers and services that are available to you. It is especially geared toward first-time homebuyers.
http://www.hud.gov/

Public Utility Providers - Electric, Gas & Phone
Here is a place to start your search for public utilities for your new home. It is a good idea to be in contact with the sources for your area well before closing to make the necessary connectivity arrangements.
http://www.puc.state.mn.us/about/utility_providers.htm

Search Public Records
National search site for Tax, Environmental, Criminal Records, Land Patents, and a couple of useful real estate calculators.
http://www.netronline.com/public_records.htm

U.S. Census Bureau Web Site
The Census Bureau Web Site provides on-line access to data, publications, products, and programs.
http://www.census.gov/

U.S. Geologic Survey info for Minnesota
A source for Minnesota's biology, geology, mineral and water information.
http://search.usgs.gov/query.html?col=&qp=&qs=&qc=&pw=100%25&ws=1&la=&qm=1&ct=914162903

Website directory to City and State Government Offices
Handy directory of websites for City and State Government Offices.
http://www.statelocalgov.net/state-mn.htm



Local Directory

Yahoo! Get Local
Find local Web sites, businesses, city guides, classifieds, and online communities.
http://local.yahoo.com/



Mortgage Loan

US Government Resource
Several governmental departments have contributed to this financial website - another good resource.
http://www.mymoney.gov/



Relocation

MonsterMoving.com
Manage the moving and relocation process with mortgage quotes and calculators, address change, utility transfer, city profiling, self storage locator, moving van line and moving truck rental quotes.
http://www.monstermoving.com/

Relocation Central
A comprehensive, nationwide resource for the latest relocation/moving information organized by city and categories of interest from apartments to zoos.
http://www.relocationcentral.com/

Salary.com
Free salary information, salary and benefits advice, career and job search help. Hundreds of salary surveys, compensation reports, and useful links.
http://www.salary.com/

Two Men and a Truck
A local moving resource. Although I have not had personal experience with this firm, I have heard good comments from others.
http://www.twomenandatruck.com/franchises/index.php?franchise_id=00121019



School

GradSchools.com
Source of graduate school programs information. Find thousands of graduate programs by curriculum or by school.
http://www.gradschools.com/

Minnesota School Directory
Find vital school information such as addresses and phone numbers on Minnesota K-12 schools.
http://www.greatschools.net/cgi-bin/static/outreach.inc/MN

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